What interest rate does the Hinckley & Rugby Building Society 160 Day Notice pay?

The Hinckley & Rugby Building Society 160 Day Notice pays 4.00% AER variable.

How much interest could I earn?

Saving £10,000 for 1 year would earn about £400 at 4.00% AER. This assumes the rate stays the same and interest stays in the account.

How much can I pay in?

You can deposit at least £1,000 and up to £500,000.

Can I withdraw my money?

Yes, but you need to give 160 days' notice before the money is paid out.

When is interest paid?

You can choose to have interest paid monthly or annually.

Who can open this account?

You can open it in branch or by post.

Is my money protected?

Yes. Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per person, per banking licence.

How does it compare with other notice accounts?

At 4.00% AER it ranks 38th of 101 notice accounts we track. The best pays 4.40% and the average is 3.53%.

Hinckley & Rugby Building Society 160 Day Notice Review: 4.00% AER (Oct 2026)

Protection

FSCS£120,000

Min balance

£1,000

Max balance

£500,000

Access

160 Days

Interest paid

Monthly/Annually

How It Stacks Up

Ranks 38th of 101

Notice accounts we track

Above average

This account 4.00%

UK CPI (Aug 2026): 3.10%; Pays 0.90% more
Average notice account: 3.53%; Pays 0.47% more
Best notice account: 4.40%; Pays 0.40% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare notice accounts

How Interest Is Paid

You choose how often interest is paid: annually or monthly. You earn the same 4.00% AER either way.

Paid annually

4.00%AER

Paid monthly

3.93%gross

The monthly rate is a little lower because interest reaches you sooner. Over a year it adds up to the same.

A Good Fit For

Pro: Savers who want a monthly income

Worth Weighing Up

Con: You need to give 160 days' notice to withdraw
Con: The rate is variable, so it can go down
Con: You need at least £1,000 to open it

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Estimated returns with Hinckley & Rugby Building Society's Notice Account

What you could earn with Hinckley & Rugby Building Society's 160 Day Notice.

Estimated interest

£1,000 saved

£40.00

At 4% AER

£5,000 saved

£200

At 4% AER

£10,000 saved

£400

At 4% AER

£500,000 saved

£20,000

At 4% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Hinckley & Rugby Building Society 160 Day Notice Review

How It Stacks Up

How Interest Is Paid

A Good Fit For

Worth Weighing Up

Estimated returns with Hinckley & Rugby Building Society's Notice Account

Our Expert Opinion on Hinckley & Rugby Building Society 160 Day Notice

2 alternatives to Hinckley & Rugby Building Society's 160 Day Notice3 alternatives to Hinckley & Rugby Building Society's 160 Day Notice

Common questions about the 160 Day Notice

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