What interest rate does the Hinckley & Rugby Building Society 100 Day Notice pay?

The Hinckley & Rugby Building Society 100 Day Notice pays 3.90% AER variable.

How much interest could I earn?

Saving £10,000 for 1 year would earn about £390 at 3.90% AER. This assumes the rate stays the same and interest stays in the account.

How much can I pay in?

You can deposit at least £1,000 and up to £50,000.

Can I withdraw my money?

Yes, but you need to give 100 days' notice before the money is paid out.

When is interest paid?

You can choose to have interest paid monthly or annually.

Who can open this account?

New and existing Hinckley & Rugby Building Society customers can open it. You can open it in branch or by post.

Is my money protected?

Yes. Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per person, per banking licence.

How does it compare with other notice accounts?

At 3.90% AER it ranks 45th of 101 notice accounts we track. The best pays 4.40% and the average is 3.53%.

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Notice Account

Hinckley & Rugby Building Society 100 Day Notice Review

A competitive notice account from Hinckley & Rugby Building Society, needing 100 days' notice, with a £1,000 minimum deposit. It ranks 45th of 101 notice accounts we track.

Rate checked Oct 2026Got this account? Leave a review

Variable rate · 100 days' notice

3.90%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1,000

Max balance

£50,000

Access

100 Days

Interest paid

Monthly/Annually

How It Stacks Up

Ranks 45th of 101

Notice accounts we track

Above average

This account 3.90%

UK CPI (Aug 2026): 3.10%; Pays 0.80% more
Average notice account: 3.53%; Pays 0.37% more
Best notice account: 4.40%; Pays 0.50% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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A Good Fit For

Pro: New and existing savers
Pro: Savers who want a monthly income

Worth Weighing Up

Con: You need to give 100 days' notice to withdraw
Con: The rate is variable, so it can go down
Con: You need at least £1,000 to open it

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Estimated returns with Hinckley & Rugby Building Society's Notice Account

What you could earn with Hinckley & Rugby Building Society's 100 Day Notice.

Estimated interest

£1,000 saved

£39.00

At 3.9% AER

£5,000 saved

£195

At 3.9% AER

£10,000 saved

£390

At 3.9% AER

£50,000 saved

£1,950

At 3.9% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Hinckley & Rugby Building Society 100 Day Notice

Jonny PeaseCo-Founder, DepositScout

Hinckley & Rugby's 100 Day Notice account pays 3.90%, which sits below the market average for notice accounts and 0.50% behind the category leader at 4.40%, so it is not a standout rate. That said, it does beat August 2026 CPI of 3.1% by 0.80%, meaning your money is at least growing in real terms. The account suits savers who want a local building society relationship and can comfortably wait 100 days to access funds, with balances between £1,000 and £50,000. If the rate is the priority, Moneybox's 90 Day Notice at 4.00% is worth a look for a shorter notice period and better return.

Compare Notice Accounts

2 alternatives to Hinckley & Rugby Building Society's 100 Day Notice3 alternatives to Hinckley & Rugby Building Society's 100 Day Notice

Same type of account, closest on rate.

Common questions about the 100 Day Notice

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