Hanley Economic BS Cash ISA Regular Saver (ISAC2) Review

A cash ISA from Hanley Economic BS. It ranks 116th of 137 cash ISAs we track.

Variable rate

1.65%AER

Protection

FSCS£120,000

Min balance

£20

Max balance

£100,000

Access

Branch only

Interest paid

Annually

How It Stacks Up

Ranks 116th of 137

Cash ISAs we track

Well below average
This account 1.65%
UK CPI (Aug 2026)
3.10%
Pays 1.45% less
Average cash ISA
2.98%
Pays 1.33% less
Best cash ISA
4.87%
Pays 3.22% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Trading 212 bank logo

Trading 212

Cash ISA

4.60%

AER

  • Pays 2.95% more than this Hanley Economic BS account
  • Includes a 1.00% bonus for 12 months, then 3.60%
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Worth Weighing Up

  • Con: The rate is variable, so it can go down

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Estimated returns with Hanley Economic BS' Cash ISA

What you could earn with Hanley Economic BS's Cash ISA Regular Saver (ISAC2).

Estimated interest

£1,000 saved

£16.50

At 1.65% AER

£5,000 saved

£82.50

At 1.65% AER

£10,000 saved

£165

At 1.65% AER

£100,000 saved

£1,650

At 1.65% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Hanley Economic BS Cash ISA Regular Saver (ISAC2)

Jonny PeaseCo-Founder, DepositScout

At 1.65%, this Cash ISA from Hanley Economic Building Society sits well below the market average for Cash ISAs, trailing the category leader by 3.47% and sitting 1.45% below CPI inflation of 3.1% as of Aug 2026, meaning your money is losing real value. The branch-only access is a significant practical restriction that rules it out for most people, and the £20 minimum is the only notable entry point. I would look elsewhere before committing here; alternatives like Moneybox Open Access Cash ISA at 3.80% or Sidekick Cash ISA at 3.23% offer meaningfully better rates with more convenient access.

Compare Cash ISAs

2 alternatives to Hanley Economic BS's Cash ISA Regular Saver (ISAC2)

Same type of account, closest on rate.

Common questions about the Cash ISA Regular Saver (ISAC2)

D

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Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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