Hanley Economic BS 1 Year Branch Smart Saver (TAR09) Review

One of the best-paying regular savers, from Hanley Economic BS, letting you save up to £300 a month for 1 year. It ranks 6th of 48 regular savers we track.

Variable rate · 1 year

6.30%AER

Protection

FSCS£120,000

Monthly limit

£300

Max balance

£3,600

Access

No withdrawal notice, But withdrawal restrictions apply

Interest paid

Annually

How It Stacks Up

Ranks 6th of 48

Regular savers we track

Among the best
This account 6.30%
UK CPI (Aug 2026)
3.10%
Pays 3.20% more
Average regular saver
5.05%
Pays 1.25% more
Best regular saver
8.00%
Pays 1.70% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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A Good Fit For

  • Pro: New and existing savers
  • Pro: People who can save a set amount each month

Worth Weighing Up

  • Con: The rate is variable, so it can go down
  • Con: You can only pay in up to £300 a month
  • Con: You can only save up to £3,600

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Estimated returns with Hanley Economic BS' Regular Saver

What you could earn with Hanley Economic BS's 1 Year Branch Smart Saver (TAR09).

Estimated interest

£50 a month

£20.47

At 6.3% AER

£100 a month

£40.95

At 6.3% AER

£200 a month

£81.90

At 6.3% AER

£300 a month

£122.85

At 6.3% AER

Estimated over one year, if the rate stays the same and interest is left in. Assumes you pay in that amount every month for the full term.

Our Expert Opinion on Hanley Economic BS 1 Year Branch Smart Saver (TAR09)

Jonny PeaseCo-Founder, DepositScout

At 6.3% over one year, this Hanley Economic BS regular saver sits above the market average for regular savers, though it is 1.70% behind the category leader at 8.00%. The rate does beat August 2026 CPI of 3.1% by 3.20%, so your savings are growing in real terms. The main constraints are the branch-only access and the £300 monthly cap, which limits you to £3,600 over the year, so it suits disciplined local savers rather than anyone wanting to deposit a lump sum or manage things online.

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2 alternatives to Hanley Economic BS's 1 Year Branch Smart Saver (TAR09)

Same type of account, closest on rate.

Common questions about the 1 Year Branch Smart Saver (TAR09)

D

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