How you earn
0.5% cashback up to £15,000 annual spend, then 1%.
- 0.5% to £15,000/year.
- 1% above.
- Tier resets annually.
Priority Pass lounge membership and airport fast track.
Cashback
Up to 1%
Rep. APR
55.0%
Variable
Annual fee
£180
£15 per month
Spending abroad
Free
No foreign transaction fees
Lounge access
Included
Using it abroad
No non-sterling transaction fee on purchases.
- Converts at the Mastercard exchange rate.
Who can apply
Existing Halifax customer able to apply through the Halifax mobile app.
- Current but application is gated through the Halifax app during the Halifax-to-Lloyds transition.
