What interest rate does the FirstSave 90 Day Notice Account pay?

The FirstSave 90 Day Notice Account pays 3.75% AER variable.

How much interest could I earn?

Saving £10,000 for 1 year would earn about £375 at 3.75% AER. This assumes the rate stays the same and interest stays in the account.

How much can I pay in?

You can deposit at least £100 and up to £2,000,000.

Can I withdraw my money?

Yes, but you need to give 90 days' notice before the money is paid out.

When is interest paid?

You can choose to have interest paid monthly or annually.

Who can open this account?

New and existing FirstSave customers can open it. You can open it online.

Is my money protected?

Yes. Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per person, per banking licence.

How does it compare with other notice accounts?

At 3.75% AER it ranks 52nd of 104 notice accounts we track. The best pays 4.40% and the average is 3.52%.

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Notice Account

FirstSave 90 Day Notice Account Review

A competitive notice account from FirstSave, needing 90 days' notice. It ranks 52nd of 104 notice accounts we track.

Rate checked Oct 2026Got this account? Leave a review

Variable rate · 90 days' notice

3.75%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£100

Max balance

£2,000,000

Access

90 Days

Interest paid

Monthly/Annually

How It Stacks Up

Ranks 52nd of 104

Notice accounts we track

Above average

This account 3.75%

UK CPI (Aug 2026): 3.10%; Pays 0.65% more
Average notice account: 3.52%; Pays 0.23% more
Best notice account: 4.40%; Pays 0.65% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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A Good Fit For

Pro: New and existing savers
Pro: Savers who want a monthly income

Worth Weighing Up

Con: You need to give 90 days' notice to withdraw
Con: The rate is variable, so it can go down

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Estimated returns with FirstSave's Notice Account

What you could earn with FirstSave's 90 Day Notice Account.

Estimated interest

£1,000 saved

£37.50

At 3.75% AER

£5,000 saved

£188

At 3.75% AER

£10,000 saved

£375

At 3.75% AER

£2,000,000 saved

£75,000

At 3.75% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on FirstSave 90 Day Notice Account

Jan WatermannCo-Founder, DepositScout

FirstSave's 90 Day Notice Account pays 3.75%, which sits below the notice account market average and 0.65% behind the current leader at 4.40%. It does beat August 2026 CPI of 3.1% by 0.65%, so your money holds real value, but savers who can accept a slightly longer notice period might find Moneybox's 95 Day Notice Account at 3.83% worth a look. The account accepts deposits from £100 up to £2,000,000, and every withdrawal requires 90 days' notice with funds sent to your nominated bank account, so this suits patient savers only.

Compare Notice Accounts

2 alternatives to FirstSave's 90 Day Notice Account3 alternatives to FirstSave's 90 Day Notice Account

Same type of account, closest on rate.

Common questions about the 90 Day Notice Account

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