Dudley Building Society One Year Regular Saver Review

A regular saver from Dudley Building Society, letting you save up to £500 a month for 1 year. It ranks 34th of 48 regular savers we track.

1 year

4.50%AER

Protection

FSCS£120,000

Monthly limit

£500

Max balance

£6,500

Access

At maturity only

Interest paid

On maturity

How It Stacks Up

Ranks 34th of 48

Regular savers we track

Well below average
This account 4.50%
UK CPI (Aug 2026)
3.10%
Pays 1.40% more
Average regular saver
5.05%
Pays 0.55% less
Best regular saver
8.00%
Pays 3.50% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare regular savers

A Good Fit For

  • Pro: New and existing savers
  • Pro: People who can save a set amount each month

Worth Weighing Up

  • Con: Your money is locked in for 1 year
  • Con: You can only pay in up to £500 a month

Good to Know

At the end of the 1 year term, you can invest in another account with the Society or withdraw your money. Prior to your account maturing, we will provide you with details of other accounts available. If you do not tell us what you would like to do with the funds, your funds will be transferred into the default maturity account that is available at the time of maturity, but you may not receive the same interest rate. You are not obliged to save into your account every month and you will not be penalised if you miss a monthly deposit.

Please verify all details with the provider – see our Disclaimer

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Estimated returns with Dudley Building Society's Regular Saver

What you could earn with Dudley Building Society's One Year Regular Saver.

Estimated interest

£50 a month

£14.63

At 4.5% AER

£100 a month

£29.25

At 4.5% AER

£250 a month

£73.13

At 4.5% AER

£500 a month

£146.25

At 4.5% AER

Estimated over one year, if the rate stays the same and interest is left in. Assumes you pay in that amount every month for the full term.

Our Expert Opinion on Dudley Building Society One Year Regular Saver

Jonny PeaseCo-Founder, DepositScout

Dudley Building Society's One Year Regular Saver pays 4.50%, which beats August 2026 CPI of 3.1% by 1.40%, so your money does grow in real terms, but the rate sits below the regular saver market average and 3.50% behind the category leader at 8.00%. The £500 monthly cap means you can build up to £6,500 over the year, and there is no access until maturity, so this suits disciplined savers who can commit to locking money away. If the rate matters more than the brand, Monmouthshire Building Society's Regular Saver Account or Lloyds Bank's Monthly Saver both offer 5.00%.

Compare Regular Savers

2 alternatives to Dudley Building Society's One Year Regular Saver

Same type of account, closest on rate.

Common questions about the One Year Regular Saver

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