Junior ISA from CMC Invest
Protection
FSCS
Up to £120,000
Min balance
£1
Max balance
£9,000
Access
Locked until 18
Interest paid
Monthly
Transfers in
Accepted
The only top-rate Junior Cash ISA that can be opened and managed entirely via app. Deposits held with JPMorgan. FSCS protection up to £120,000.
Please verify all details with the provider – for more info read our Disclaimer
Want to know how much interest you will receive with CMC Invest's Junior Cash ISA?
Estimated interest
£1,000 saved
£35.60
At 3.56% AER
£5,000 saved
£178
At 3.56% AER
£9,000 saved
£320
At 3.56% AER
Estimated over one year, assuming the rate stays the same and interest stays in the account. Amounts outside this account's minimum or maximum balance are left out.
This account suits parents or guardians who want a straightforward, tax-free home for a child's savings with a low entry point of just £1 and a reasonable 3.56% rate paid monthly. The annual deposit cap is £9,000, which is the standard Junior ISA allowance, so there is no flexibility beyond that. The big catch is the one baked into every Junior ISA: the money is completely locked away until the child turns 18, with the only exceptions being terminal illness or death. If you want a slightly higher rate, NS&I and Family Building Society both currently offer 3.70% on their Junior ISAs.
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