Junior ISA from Family Building Society
Protection
FSCS
Up to £120,000
Min balance
£1
Max balance
£9,000
Access
Locked until 18
Interest paid
Annually
Transfers in
Accepted
Branch or post only - cannot be opened or managed online.
Please verify all details with the provider – for more info read our Disclaimer
Want to know how much interest you will receive with Family Building Society's Junior Cash ISA?
Estimated interest
£1,000 saved
£34.50
At 3.45% AER
£5,000 saved
£185
At 3.7% AER
£9,000 saved
£333
At 3.7% AER
Estimated over one year, assuming the rate stays the same and interest stays in the account. Amounts outside this account's minimum or maximum balance are left out.
This account suits parents or grandparents who want a straightforward, tax-free home for a child's savings and are happy to drip money in from as little as £1. The rate of 3.70% AER is competitive, and the account accepts transfers in from existing Junior ISAs, which is useful if you want to consolidate. The real catch is that the money is completely locked away until the child turns 18, with the only exceptions being terminal illness or death, so this is genuinely long-term money. If you want to shop around, Coventry Building Society's Junior Cash ISA is currently paying 3.75%.
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