Children's Savings

Chorley Building Society Young Chorleian Review

A children's savings account from Chorley Building Society. It ranks 71st of 73 children's savings accounts we track.

Variable rate

1.25%AER

Account type
Easy access
Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

£500,000

Access

Instant

Interest paid

Annually

How It Stacks Up

Ranks 71st of 73

Children's savings accounts we track

Well below average
This account 1.25%
UK CPI (Aug 2026)
3.10%
Pays 1.85% less
Average children's savings
2.92%
Pays 1.67% less
Best children's savings
5.50%
Pays 4.25% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want instant access

Worth Weighing Up

  • Con: The rate is variable, so it can go down

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Estimated returns with Chorley Building Society's Children's Savings

What you could earn with Chorley Building Society's Young Chorleian.

Estimated interest

£1,000 saved

£12.50

At 1.25% AER

£5,000 saved

£62.50

At 1.25% AER

£10,000 saved

£125

At 1.25% AER

£500,000 saved

£6,250

At 1.25% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Chorley Building Society Young Chorleian

Jonny PeaseCo-Founder, DepositScout

The Young Chorleian is a straightforward instant-access children's account from Chorley Building Society, open from as little as £1 up to £500,000. The current rate is 1.25%, which sits 1.85% below CPI inflation of 3.1% (Aug 2026), so the money is losing real value over time. I have no market comparison data to judge where this sits competitively, but Chorley's own Children's Regular Saver pays 1.50% and Hanley Economic BS's Young Saver pays 1.40%, both of which are worth a look if you can accept slightly different terms.

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2 alternatives to Chorley Building Society's Young Chorleian

Same type of account, closest on rate.

Common questions about the Young Chorleian

D

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Easy Access rate just dropped

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Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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