Children's Savings

Chorley Building Society Children's Regular Saver Review

A children's savings account from Chorley Building Society. It ranks 69th of 73 children's savings accounts we track.

Variable rate

1.50%AER

Account type
Regular saver
Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

£500,000

Access

Instant

Interest paid

Annually

How It Stacks Up

Ranks 69th of 73

Children's savings accounts we track

Well below average
This account 1.50%
UK CPI (Aug 2026)
3.10%
Pays 1.60% less
Average children's savings
2.92%
Pays 1.42% less
Best children's savings
5.50%
Pays 4.00% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare savings accounts

A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want instant access

Worth Weighing Up

  • Con: The rate is variable, so it can go down

Please verify all details with the provider – see our Disclaimer

See all Chorley Building Society accounts

Estimated returns with Chorley Building Society's Children's Savings

What you could earn with Chorley Building Society's Children's Regular Saver.

Estimated interest

£1,000 saved

£15.00

At 1.5% AER

£5,000 saved

£75.00

At 1.5% AER

£10,000 saved

£150

At 1.5% AER

£500,000 saved

£7,500

At 1.5% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Chorley Building Society Children's Regular Saver

Jonny PeaseCo-Founder, DepositScout

This account is aimed at parents or guardians looking to build a savings habit for a child, with instant access and deposits capped at £150 a month up to a £500,000 balance. The rate sits at 1.50%, which is 1.60% below August 2026 CPI inflation of 3.1%, so the money is losing real value over time. I would note that Chorley's own Children's Future Saver pays 1.55%, and NatWest and Royal Bank of Scotland both offer a First Saver at 1.60%, so there are modestly better options available. Interest is paid annually on 31st May, which is worth knowing if timing matters to you.

Compare Savings Accounts

2 alternatives to Chorley Building Society's Children's Regular Saver

Same type of account, closest on rate.

Common questions about the Children's Regular Saver

D

DepositScout Alerts

2 minutes ago

Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
View Best Rates
Live Market Tracking

Be the first to know when this Chorley Building Society rate drops.

Join 1,000+ savers using DepositScout who get instant email alerts when top UK savings rates change. Never miss out on a better deal again.

Takes 30 seconds · No spam · Unsubscribe any time