Regular Saver

Chorley Building Society Regional 2 Year Flexible Saver Review

A regular saver from Chorley Building Society, letting you save up to £400 a month for 2 years. It ranks 22nd of 48 regular savers we track.

Variable rate · 2 years

5.00%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Monthly limit

£400

Max balance

No limit

Access

2 withdrawals/year

Interest paid

Annually/On maturity

How It Stacks Up

Ranks 22nd of 48

Regular savers we track

Just below average
This account 5.00%
UK CPI (Aug 2026)
3.10%
Pays 1.90% more
Average regular saver
5.05%
About the same
Best regular saver
8.00%
Pays 3.00% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare regular savers

A Good Fit For

  • Pro: New and existing savers
  • Pro: People who can save a set amount each month

Worth Weighing Up

  • Con: The rate is variable, so it can go down
  • Con: You can only pay in up to £400 a month

Good to Know

At maturity your account will revert to our Members Maturity Easy Access (2 Withdrawals) Account or, if chosen, your balance plus interest will be paid to your nominated account.

Please verify all details with the provider – see our Disclaimer

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Estimated returns with Chorley Building Society's Regular Saver

What you could earn with Chorley Building Society's Regional 2 Year Flexible Saver.

Estimated interest

£50 a month

£62.50

At 5% AER

£100 a month

£125

At 5% AER

£250 a month

£312.50

At 5% AER

£400 a month

£500

At 5% AER

Estimated over the 24-month term, if the rate stays the same and interest is left in. Assumes you pay in that amount every month for the full term.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Chorley Building Society Regional 2 Year Flexible Saver

Jan WatermannCo-Founder, DepositScout

Chorley Building Society's Regional 2 Year Flexible Saver pays 5.00%, which sits 1.90% above CPI inflation of 3.1% but is 3.00% behind the regular saver market leader at 8.00%, putting it below the market average for this category. The two-year term gives you more time to build a pot, but you are capped at £400 a month and limited to just two withdrawals per year, so it suits disciplined savers who rarely need access. If you want the same 5.00% with potentially fewer restrictions, Monmouthshire Building Society and Lloyds Bank both offer regular savers at the same rate and are worth comparing.

Compare Regular Savers

2 alternatives to Chorley Building Society's Regional 2 Year Flexible Saver

Same type of account, closest on rate.

Common questions about the Regional 2 Year Flexible Saver

D

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Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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