Chorley Building Society Online Cash ISA (Triple Access) Review

A competitive cash ISA from Chorley Building Society. It ranks 31st of 137 cash ISAs we track.

Variable rate

3.90%AER

Protection

FSCS£120,000

Min balance

£1

Max balance

£20,000

Access

3 withdrawals

Interest paid

Annually

Transfers in

Accepted

How It Stacks Up

Ranks 31st of 137

Cash ISAs we track

Above average
This account 3.90%
UK CPI (Aug 2026)
3.10%
Pays 0.80% more
Average cash ISA
2.98%
Pays 0.92% more
Best cash ISA
4.87%
Pays 0.97% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Trading 212 bank logo

Trading 212

Cash ISA

4.60%

AER

  • Pays 0.70% more than this Chorley Building Society account
  • Includes a 1.00% bonus for 12 months, then 3.60%
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A Good Fit For

  • Pro: New and existing savers

Worth Weighing Up

  • Con: The rate is variable, so it can go down
  • Con: Not flexible: money you withdraw can't be replaced without using more allowance

Good to Know

Transfers in from other Chorley Building Society Accounts are permitted.

Please verify all details with the provider – see our Disclaimer

See all Chorley Building Society accounts

Estimated returns with Chorley Building Society's Cash ISA

What you could earn with Chorley Building Society's Online Cash ISA (Triple Access).

Estimated interest

£1,000 saved

£39.00

At 3.9% AER

£5,000 saved

£195

At 3.9% AER

£10,000 saved

£390

At 3.9% AER

£20,000 saved

£780

At 3.9% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Chorley Building Society Online Cash ISA (Triple Access)

Jonny PeaseCo-Founder, DepositScout

Chorley Building Society's Online Cash ISA pays 3.90%, which is below the market average for cash ISAs and sits 1.22% behind the category leader at 5.12%, so I would not call this rate strong. It does beat August 2026 CPI of 3.1% by 0.80%, which at least preserves real value. The genuine catch is the three-withdrawal limit per year, so it suits savers who want occasional flexibility but will not need to dip in regularly. If you want a better rate with similar access, Tembo or XTB both offer 4.00% on a cash ISA.

Compare Cash ISAs

2 alternatives to Chorley Building Society's Online Cash ISA (Triple Access)

Same type of account, closest on rate.

Common questions about the Online Cash ISA (Triple Access)

D

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Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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