Junior ISA

Chorley Building Society Junior Cash ISA Review

A Junior ISA from Chorley Building Society. It ranks 22nd of 22 Junior ISAs we track.

Variable rate

1.50%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

£9,000

Access

Locked until 18

Interest paid

Annually

Transfers in

Accepted

How It Stacks Up

Ranks 22nd of 22

Junior ISAs we track

Well below average
This account 1.50%
UK CPI (Aug 2026)
3.10%
Pays 1.60% less
Average Junior ISA
3.23%
Pays 1.73% less
Best Junior ISA
3.85%
Pays 2.35% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare Junior ISAs

Pros and cons

  • Pro: New and existing savers
  • Con: The money is locked in until the child turns 18

Good to Know

On maturity the balance will be automatically transferred into an 'adult' Chorley Cash ISA within the Society bearing the account holder's name.

Please verify all details with the provider – see our Disclaimer

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Estimated returns with Chorley Building Society's Junior ISA

What you could earn with Chorley Building Society's Junior Cash ISA.

Estimated interest

£1,000 saved

£15.00

At 1.5% AER

£5,000 saved

£75.00

At 1.5% AER

£9,000 saved

£135

At 1.5% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Chorley Building Society Junior Cash ISA

Jonny PeaseCo-Founder, DepositScout

Chorley Building Society's Junior Cash ISA pays 1.50%, which is below the market average for Junior ISAs and 2.35% behind the category leader at 3.85%. At 1.60% below August 2026 CPI of 3.1%, the money is losing real value, so I would look first at alternatives like Lloyds Bank or Bank of Scotland at 2.35% before settling here. The account accepts transfers in and runs from £1 up to £9,000, but the funds are locked until the child turns 18.

Compare Junior ISAs

2 alternatives to Chorley Building Society's Junior Cash ISA

Same type of account, closest on rate.

Common questions about the Junior Cash ISA

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