Regular Saver

Chorley Building Society Home Saver Review

A regular saver from Chorley Building Society, letting you save up to £500 a month for 5 years. It ranks 36th of 48 regular savers we track.

Variable rate · 5 years

4.25%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Monthly limit

£500

Max balance

£30,000

Access

2 withdrawals/year

Interest paid

Annually/On maturity

How It Stacks Up

Ranks 36th of 48

Regular savers we track

Well below average
This account 4.25%
UK CPI (Aug 2026)
3.10%
Pays 1.15% more
Average regular saver
5.05%
Pays 0.80% less
Best regular saver
8.00%
Pays 3.75% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare regular savers

A Good Fit For

  • Pro: New and existing savers
  • Pro: People who can save a set amount each month

Worth Weighing Up

  • Con: The rate is variable, so it can go down
  • Con: You can only pay in up to £500 a month

Good to Know

At maturity your account will revert to the Home Saver Maturity Account.

Please verify all details with the provider – see our Disclaimer

See all Chorley Building Society accounts

Estimated returns with Chorley Building Society's Regular Saver

What you could earn with Chorley Building Society's Home Saver.

Estimated interest

£50 a month

£324.06

At 4.25% AER

£100 a month

£648.13

At 4.25% AER

£250 a month

£1,620.31

At 4.25% AER

£500 a month

£3,240.63

At 4.25% AER

Estimated over the 60-month term, if the rate stays the same and interest is left in. Assumes you pay in that amount every month for the full term.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Chorley Building Society Home Saver

Jan WatermannCo-Founder, DepositScout

This account suits patient first-time buyers who can commit to saving up to £500 a month over five years and can live with just two withdrawals a year. At 4.25%, it beats August 2026 CPI of 3.1% by 1.15%, so your money does grow in real terms, but it sits 3.75% behind the regular saver market leader at 8.00%, and the position is below the market average. If the five-year lock-in feels too long, Monmouthshire Building Society's Regular Saver currently pays 5.00%.

Compare Regular Savers

2 alternatives to Chorley Building Society's Home Saver

Same type of account, closest on rate.

Common questions about the Home Saver

D

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Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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