Cash ISA

Chorley Building Society Easy Access Cash ISA (4 Withdrawals) Review

A cash ISA from Chorley Building Society. It ranks 104th of 137 cash ISAs we track.

Variable rate

2.15%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

£20,000

Access

4 withdrawals

Interest paid

Annually

Transfers in

Accepted

Rate Tiers

Up to 4 withdrawals per year

2.15%AER

Additional withdrawals (5+)

0.90%AER

How It Stacks Up

Ranks 104th of 137

Cash ISAs we track

Well below average
This account 2.15%
UK CPI (Aug 2026)
3.10%
Pays 0.95% less
Average cash ISA
2.98%
Pays 0.83% less
Best cash ISA
4.87%
Pays 2.72% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Trading 212 bank logo

Trading 212

Cash ISA

4.60%

AER

  • Pays 2.45% more than this Chorley Building Society account
  • Includes a 1.00% bonus for 12 months, then 3.60%
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Pros and cons

  • Pro: New and existing savers
  • Con: The rate is variable, so it can go down

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Estimated returns with Chorley Building Society's Cash ISA

What you could earn with Chorley Building Society's Easy Access Cash ISA (4 Withdrawals).

Estimated interest

£1,000 saved

£21.50

At 2.15% AER

£5,000 saved

£108

At 2.15% AER

£10,000 saved

£215

At 2.15% AER

£20,000 saved

£430

At 2.15% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Chorley Building Society Easy Access Cash ISA (4 Withdrawals)

Jonny PeaseCo-Founder, DepositScout

Chorley Building Society's Easy Access Cash ISA pays 2.15%, but that sits 2.97% below the current Cash ISA market leader at 5.12%, and it is below the market average, so this is not a rate I would lead with. At 0.95% below August 2026 CPI of 3.1%, your money is also losing real value. The four-withdrawal limit is the key catch: a fifth withdrawal drops your rate to just 0.90%, which makes this account punishing if you dip in regularly. The £20,000 cap aligns with the ISA allowance, but I would look at alternatives like Moneybox Open Access Cash ISA at 3.80% first.

Compare Cash ISAs

2 alternatives to Chorley Building Society's Easy Access Cash ISA (4 Withdrawals)

Same type of account, closest on rate.

Common questions about the Easy Access Cash ISA (4 Withdrawals)

D

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Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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