Cash ISA

Chorley Building Society Easy Access Cash ISA (3 Withdrawals) Review

A cash ISA from Chorley Building Society. It ranks 87th of 137 cash ISAs we track.

Variable rate

2.60%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

£20,000

Access

3 withdrawals

Interest paid

Annually

Transfers in

Accepted

How It Stacks Up

Ranks 87th of 137

Cash ISAs we track

Below average
This account 2.60%
UK CPI (Aug 2026)
3.10%
Pays 0.50% less
Average cash ISA
2.98%
Pays 0.38% less
Best cash ISA
4.87%
Pays 2.27% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Trading 212 bank logo

Trading 212

Cash ISA

4.60%

AER

  • Pays 2.00% more than this Chorley Building Society account
  • Includes a 1.00% bonus for 12 months, then 3.60%
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Pros and cons

  • Pro: New and existing savers
  • Con: The rate is variable, so it can go down

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Estimated returns with Chorley Building Society's Cash ISA

What you could earn with Chorley Building Society's Easy Access Cash ISA (3 Withdrawals).

Estimated interest

£1,000 saved

£26.00

At 2.6% AER

£5,000 saved

£130

At 2.6% AER

£10,000 saved

£260

At 2.6% AER

£20,000 saved

£520

At 2.6% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Chorley Building Society Easy Access Cash ISA (3 Withdrawals)

Jonny PeaseCo-Founder, DepositScout

Chorley Building Society's Easy Access Cash ISA pays 2.60%, but that sits 2.52% below the current Cash ISA market leader at 5.12%, and it is also below market average, so this is not a rate I would rush to. At 0.50% below CPI inflation of 3.1% (Aug 2026), your money is losing real value in this account. The three-withdrawal limit is a genuine restriction for an easy-access product, and the cap of £20,000 means it fills one ISA allowance at most. I would look at alternatives like Moneybox Open Access Cash ISA at 3.80% before settling here.

Compare Cash ISAs

2 alternatives to Chorley Building Society's Easy Access Cash ISA (3 Withdrawals)

Same type of account, closest on rate.

Common questions about the Easy Access Cash ISA (3 Withdrawals)

D

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Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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