Cash ISA

Chorley Building Society Easy Access Cash ISA (2 Withdrawals) Review

A cash ISA from Chorley Building Society. It ranks 78th of 137 cash ISAs we track.

Variable rate

2.95%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

£20,000

Access

2 withdrawals

Interest paid

Annually

Transfers in

Accepted

How It Stacks Up

Ranks 78th of 137

Cash ISAs we track

Just below average
This account 2.95%
UK CPI (Aug 2026)
3.10%
Pays 0.15% less
Average cash ISA
2.98%
About the same
Best cash ISA
4.87%
Pays 1.92% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Trading 212 bank logo

Trading 212

Cash ISA

4.60%

AER

  • Pays 1.65% more than this Chorley Building Society account
  • Includes a 1.00% bonus for 12 months, then 3.60%
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Pros and cons

  • Pro: New and existing savers
  • Con: The rate is variable, so it can go down

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Estimated returns with Chorley Building Society's Cash ISA

What you could earn with Chorley Building Society's Easy Access Cash ISA (2 Withdrawals).

Estimated interest

£1,000 saved

£29.50

At 2.95% AER

£5,000 saved

£148

At 2.95% AER

£10,000 saved

£295

At 2.95% AER

£20,000 saved

£590

At 2.95% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Chorley Building Society Easy Access Cash ISA (2 Withdrawals)

Jonny PeaseCo-Founder, DepositScout

Chorley Building Society's Easy Access Cash ISA pays 2.95%, which is below the market average for Cash ISAs and sits 2.17% behind the category leader at 5.12%, so I would not call this rate strong by any measure. At 2.95% it also falls 0.15% below CPI inflation of 3.1% (Aug 2026), meaning your money is losing purchasing power in real terms. The hard limit of two withdrawals per year is the main catch to watch, and the maximum balance is capped at £20,000. If you want easy-access ISA flexibility at a better rate, Moneybox's Open Access Cash ISA at 3.80% is worth a look.

Compare Cash ISAs

2 alternatives to Chorley Building Society's Easy Access Cash ISA (2 Withdrawals)

Same type of account, closest on rate.

Common questions about the Easy Access Cash ISA (2 Withdrawals)

D

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Easy Access rate just dropped

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Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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