Cash ISA

Chorley Building Society Easy Access Cash ISA (1 Withdrawal) Review

A competitive cash ISA from Chorley Building Society. It ranks 59th of 137 cash ISAs we track.

Variable rate

3.40%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

£20,000

Access

1 withdrawal

Interest paid

Annually

Transfers in

Accepted

How It Stacks Up

Ranks 59th of 137

Cash ISAs we track

Above average
This account 3.40%
UK CPI (Aug 2026)
3.10%
Pays 0.30% more
Average cash ISA
2.98%
Pays 0.42% more
Best cash ISA
4.87%
Pays 1.47% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Trading 212 bank logo

Trading 212

Cash ISA

4.60%

AER

  • Pays 1.20% more than this Chorley Building Society account
  • Includes a 1.00% bonus for 12 months, then 3.60%
Compare Cash ISAs

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Pros and cons

  • Pro: New and existing savers
  • Con: The rate is variable, so it can go down

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Estimated returns with Chorley Building Society's Cash ISA

What you could earn with Chorley Building Society's Easy Access Cash ISA (1 Withdrawal).

Estimated interest

£1,000 saved

£34.00

At 3.4% AER

£5,000 saved

£170

At 3.4% AER

£10,000 saved

£340

At 3.4% AER

£20,000 saved

£680

At 3.4% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Chorley Building Society Easy Access Cash ISA (1 Withdrawal)

Jan WatermannCo-Founder, DepositScout

Chorley Building Society's Easy Access Cash ISA pays 3.40%, which is below the market average for Cash ISAs and 1.72% behind the category leader at 5.12%, so I would not call this rate competitive. It just edges above August 2026 CPI inflation of 3.1% by 0.30%, which is something, but the real catch here is the one-withdrawal limit per year, making it far less flexible than a true easy-access account. If you want better rates with more flexibility, Moneybox's Open Access Cash ISA is paying 3.80% and accepts transfers in.

Compare Cash ISAs

2 alternatives to Chorley Building Society's Easy Access Cash ISA (1 Withdrawal)

Same type of account, closest on rate.

Common questions about the Easy Access Cash ISA (1 Withdrawal)

D

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Easy Access rate just dropped

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Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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