Chorley Building Society Chorley Cash ISA Review

A cash ISA from Chorley Building Society. It ranks 131st of 137 cash ISAs we track.

Variable rate

0.90%AER

Protection

FSCS£120,000

Min balance

£1

Max balance

£20,000

Access

Instant

Interest paid

Annually

Transfers in

Accepted

How It Stacks Up

Ranks 131st of 137

Cash ISAs we track

Well below average
This account 0.90%
UK CPI (Aug 2026)
3.10%
Pays 2.20% less
Average cash ISA
2.98%
Pays 2.08% less
Best cash ISA
4.87%
Pays 3.97% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Trading 212 bank logo

Trading 212

Cash ISA

4.60%

AER

  • Pays 3.70% more than this Chorley Building Society account
  • Includes a 1.00% bonus for 12 months, then 3.60%
Compare Cash ISAs

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A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want instant access

Worth Weighing Up

  • Con: The rate is variable, so it can go down

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Estimated returns with Chorley Building Society's Cash ISA

What you could earn with Chorley Building Society's Chorley Cash ISA.

Estimated interest

£1,000 saved

£9.00

At 0.9% AER

£5,000 saved

£45.00

At 0.9% AER

£10,000 saved

£90.00

At 0.9% AER

£20,000 saved

£180

At 0.9% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Chorley Building Society Chorley Cash ISA

Jonny PeaseCo-Founder, DepositScout

The Chorley Cash ISA pays a variable 0.90%, which is 4.22% below the current Cash ISA market leader at 5.12%, and sits below the market average, so this is a hard rate to recommend on price alone. At 2.20% below CPI inflation of 3.1%, savers are losing real purchasing power here. The £20,000 cap aligns with the annual ISA allowance, and instant access with transfers in accepted is useful, but I would look at alternatives like the Moneybox Open Access Cash ISA at 3.80% before settling here.

Compare Cash ISAs

2 alternatives to Chorley Building Society's Chorley Cash ISA

Same type of account, closest on rate.

Common questions about the Chorley Cash ISA

D

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4.20% AER
4.75%
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