Children's Savings

Chorley Building Society Children's Future Saver Review

A children's savings account from Chorley Building Society. It ranks 68th of 73 children's savings accounts we track.

Variable rate

1.55%AER

Account type
Easy access
Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

£25,000

Access

2 withdrawals

Interest paid

Annually

How It Stacks Up

Ranks 68th of 73

Children's savings accounts we track

Well below average
This account 1.55%
UK CPI (Aug 2026)
3.10%
Pays 1.55% less
Average children's savings
2.92%
Pays 1.37% less
Best children's savings
5.50%
Pays 3.95% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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Pros and cons

  • Pro: New and existing savers
  • Con: The rate is variable, so it can go down

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Estimated returns with Chorley Building Society's Children's Savings

What you could earn with Chorley Building Society's Children's Future Saver.

Estimated interest

£1,000 saved

£15.50

At 1.55% AER

£5,000 saved

£77.50

At 1.55% AER

£10,000 saved

£155

At 1.55% AER

£25,000 saved

£388

At 1.55% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Chorley Building Society Children's Future Saver

Jan WatermannCo-Founder, DepositScout

This account suits parents or grandparents looking for a straightforward home for a child's savings, with a minimum of just £1 and a maximum of £25,000. The rate of 1.55% is paid annually on 31 December, but it sits 1.55% below August 2026 CPI of 3.1%, meaning the money loses purchasing power in real terms. Access is limited to two withdrawals per year, which is worth bearing in mind if flexibility matters. NatWest and Royal Bank of Scotland both offer their First Saver at 1.60%, so I would check those before committing here.

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2 alternatives to Chorley Building Society's Children's Future Saver

Same type of account, closest on rate.

Common questions about the Children's Future Saver

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4.20% AER
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