Chorley Building Society 90 Day Notice Cash ISA Review

A cash ISA from Chorley Building Society. It ranks 98th of 137 cash ISAs we track.

Variable rate

2.35%AER

Protection

FSCS£120,000

Min balance

£1

Max balance

£20,000

Access

90 Days

Interest paid

Annually

Transfers in

Accepted

How It Stacks Up

Ranks 98th of 137

Cash ISAs we track

Well below average
This account 2.35%
UK CPI (Aug 2026)
3.10%
Pays 0.75% less
Average cash ISA
2.98%
Pays 0.63% less
Best cash ISA
4.87%
Pays 2.52% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare cash ISAs

Pros and cons

  • Pro: New and existing savers
  • Con: The rate is variable, so it can go down

Good to Know

Withdrawals or closure subject to 90 days' notice, or a penalty equivalent to 90 days' interest.

Please verify all details with the provider – see our Disclaimer

See all Chorley Building Society accounts

Estimated returns with Chorley Building Society's Cash ISA

What you could earn with Chorley Building Society's 90 Day Notice Cash ISA.

Estimated interest

£1,000 saved

£23.50

At 2.35% AER

£5,000 saved

£118

At 2.35% AER

£10,000 saved

£235

At 2.35% AER

£20,000 saved

£470

At 2.35% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Chorley Building Society 90 Day Notice Cash ISA

Jan WatermannCo-Founder, DepositScout

The Chorley Building Society 90 Day Notice Cash ISA pays 2.35%, which is below the market average for Cash ISAs and 2.77% behind the category leader at 5.12%, so this is not a rate I would chase. It also sits 0.75% below August 2026 CPI of 3.1%, meaning your money is losing purchasing power in real terms. The 90-day notice period is the main practical catch, so anyone who might need quick access should look elsewhere. The £20,000 maximum aligns with the standard ISA allowance, and transfers in are accepted, but alternatives like Moneybox Open Access Cash ISA at 3.80% look more compelling.

Compare Cash ISAs

2 alternatives to Chorley Building Society's 90 Day Notice Cash ISA

Same type of account, closest on rate.

Common questions about the 90 Day Notice Cash ISA

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