Notice Account

Chorley Building Society 120 Day Notice Account Review

A notice account from Chorley Building Society, needing 120 days' notice. It ranks 76th of 95 notice accounts we track.

Variable rate · 120 days' notice

2.85%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

£500,000

Access

120 Days

Interest paid

Annually

How It Stacks Up

Ranks 76th of 95

Notice accounts we track

Well below average
This account 2.85%
UK CPI (Aug 2026)
3.10%
Pays 0.25% less
Average notice account
3.46%
Pays 0.61% less
Best notice account
4.40%
Pays 1.55% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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Worth Weighing Up

  • Con: You need to give 120 days' notice to withdraw
  • Con: The rate is variable, so it can go down

Good to Know

Transfers in from other Chorley Building Society Accounts are permitted.

Please verify all details with the provider – see our Disclaimer

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Estimated returns with Chorley Building Society's Notice Account

What you could earn with Chorley Building Society's 120 Day Notice Account.

Estimated interest

£1,000 saved

£28.50

At 2.85% AER

£5,000 saved

£142

At 2.85% AER

£10,000 saved

£285

At 2.85% AER

£500,000 saved

£14,250

At 2.85% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Chorley Building Society 120 Day Notice Account

Jonny PeaseCo-Founder, DepositScout

Chorley Building Society's 120 Day Notice Account pays 2.85%, which sits below the market average for notice accounts and 1.55% behind the best notice rate available at 4.40%, so this is not a standout option on rate alone. It also falls 0.25% below CPI inflation of 3.1% (Aug 2026), meaning your money loses real purchasing power over time. The 120-day notice period is a genuine constraint, so if you need more flexibility, Moneybox's 32 Day Notice Account pays 3.56% with a much shorter wait. This account suits savers who already bank with Chorley and value the local building society relationship over chasing the best rate.

Compare Notice Accounts

2 alternatives to Chorley Building Society's 120 Day Notice Account

Same type of account, closest on rate.

Common questions about the 120 Day Notice Account

D

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