Headline rate
4.26%AER variable
Protection
FSCS
Up to £120,000
Min balance
£1
Max balance
£1,500,000
Access
Instant
Interest paid
Monthly/
Annually
Transfers in
Accepted
Annual Interest
Monthly Interest
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See all Charter Savings Bank accountsWant to know how much interest you will receive with Charter Savings Bank's Easy Access Cash ISA?
Estimated interest
£1,000 saved
£42.60
At 4.26% AER
£5,000 saved
£213
At 4.26% AER
£10,000 saved
£426
At 4.26% AER
£1,500,000 saved
£63,900
At 4.26% AER
Estimated over one year, assuming the rate stays the same and interest stays in the account. Amounts outside this account's minimum or maximum balance are left out.
Charter Savings Bank's Easy Access Cash ISA pays 4.26% annually, though if you opt for monthly interest that drops to 4.18%, so choose carefully at opening. At 0.84% below the Cash ISA market leader's 5.10%, this sits below the market average, which is worth knowing before committing. That said, it does beat August 2026 CPI of 3.1% by 1.16%, so your money keeps pace with inflation in real terms. It suits savers who want instant access and accept a mid-table rate in exchange for simplicity, with no bonus period to track.
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