Cash ISA from Charter Savings Bank
Protection
FSCS
Up to £120,000
Min balance
£5,000
Max balance
£1,500,000
Access
3 Years
Interest paid
Monthly/
Annually
Transfers in
Accepted
Please verify all details with the provider – for more info read our Disclaimer
Want to know how much interest you will receive with Charter Savings Bank's 3 Year Fixed Rate Cash ISA?
Estimated interest
£5,000 saved
£782
At 4.96% AER
£10,000 saved
£1,563
At 4.96% AER
£50,000 saved
£7,815
At 4.96% AER
£1,500,000 saved
£234,454
At 4.96% AER
Estimated over the 36-month term, assuming the rate stays the same and interest stays in the account. Amounts outside this account's minimum or maximum balance are left out.
This account suits someone with at least £5,000 of ISA money they are confident they will not need for three years, and the 4.96% rate is competitive at this term, with transfers in accepted so you can consolidate existing ISA balances here. Interest is paid annually on the anniversary of your deposit, not at the end of the term, and you can direct it to your nominated bank account if you want a regular income stream. The real catch is the access restriction: the money is locked for the full three years, so if your circumstances change, you have no route in. Kent Reliance offers the same 4.96% on a comparable three-year fixed cash ISA if you want an alternative to consider.
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