Children's Savings

Bath Building Society Junior Saver Review

A competitive children's savings account from Bath Building Society. It ranks 31st of 78 children's savings accounts we track.

Variable rate

3.30%AER

Account type
Easy access
Minimum age
From birth
Maximum age
17
Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

£100,000

Access

Instant

Interest paid

Annually

Rate Tiers

Up to £5,000

3.30%AER

Over £5,000

0.00%AER

How It Stacks Up

Ranks 31st of 78

Children's savings accounts we track

Above average
This account 3.30%
UK CPI (Aug 2026)
3.10%
Pays 0.20% more
Average children's savings
3.02%
Pays 0.28% more
Best children's savings
6.00%
Pays 2.70% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want instant access

Worth Weighing Up

  • Con: The rate is variable, so it can go down

Good to Know

Under-18s who live, work or study in Bath (BA1/BA2), or whose parent/grandparent has been a Bath Building Society customer for 12+ months. Adult operates for under-7s; child can open in branch from 7, online/app from 13. One per child. Becomes Instant Access at 18 if no instructions.

Please verify all details with the provider – see our Disclaimer

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Estimated returns with Bath Building Society's Children's Savings

What you could earn with Bath Building Society's Junior Saver.

Estimated interest

£1,000 saved

£33.00

At 3.3% AER

£5,000 saved

£165

At 3.3% AER

£10,000 saved

£330

At 3.3% AER

£100,000 saved

£3,300

At 3.3% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

2 alternatives to Bath Building Society's Junior Saver

Same type of account, closest on rate.

Common questions about the Junior Saver

D

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