Children's Savings

Leeds Building Society Young Saver Review

A competitive children's savings account from Leeds Building Society. It ranks 26th of 73 children's savings accounts we track.

Headline rate

3.25%AER

Account type
Easy access
Rate checked Oct 2026Got this account? Leave a review

Min balance

£10

Max balance

No limit

Access

Instant

Interest paid

Yearly

How It Stacks Up

Ranks 26th of 73

Children's savings accounts we track

Above average
This account 3.25%
UK CPI (Aug 2026)
3.10%
Pays 0.15% more
Average children's savings
2.92%
Pays 0.33% more
Best children's savings
5.50%
Pays 2.25% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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A Good Fit For

  • Pro: Savers who want instant access

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Estimated returns with Leeds Building Society's Children's Savings

What you could earn with Leeds Building Society's Young Saver.

Estimated interest

£1,000 saved

£32.50

At 3.25% AER

£5,000 saved

£162

At 3.25% AER

£10,000 saved

£325

At 3.25% AER

£50,000 saved

£1,625

At 3.25% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Leeds Building Society Young Saver

Jonny PeaseCo-Founder, DepositScout

Leeds Building Society's Young Saver pays 3.25%, which just edges ahead of CPI inflation at 3.1% (Aug 2026), so the real return is a slim +0.15%. The £10 minimum makes it easy to open, and instant access means money is not locked away. Since market data is not supplied I cannot say how it ranks overall, though the closest alternatives from Leek Building Society sit at 3.24%, so Leeds is holding its own in that company. A reasonable home for a child's savings, but I would still shop around.

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2 alternatives to Leeds Building Society's Young Saver

Same type of account, closest on rate.

Common questions about the Young Saver

D

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Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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