Protection
FSCS£120,000
Monthly limit
£50
Max balance
£7,000
Access
Instant
Interest paid
Annually
How It Stacks Up
Ranks 10th of 56
Regular savers we track
- UK CPI (Aug 2026)
- 3.10%
- Pays 3.05% more
- Average regular saver
- 4.96%
- Pays 1.19% more
- Best regular saver
- 8.00%
- Pays 1.85% less
Inflation: ONS. Averages and best rates: accounts on DepositScout.
A Good Fit For
- Pro: New and existing savers
- Pro: Savers who want instant access
- Pro: People who can save a set amount each month
Worth Weighing Up
- Con: The rate is variable, so it can go down
- Con: You can only pay in up to £50 a month
Good to Know
Ages 16–25 who live, work or study in Bath (BA1/BA2), or have been a Bath Building Society savings or mortgage customer for 12+ months. UK residents, sole name only, one per customer. Must be funded within 30 days of opening. Becomes an Instant Access account at 26 or once the balance reaches £7,000.
Please verify all details with the provider – see our Disclaimer
See all Bath Building Society accounts