Bath Building Society 16-25 Regular Saver Review

One of the best-paying regular savers, from Bath Building Society, letting you save up to £50 a month for 1 year. It ranks 10th of 56 regular savers we track.

Variable rate · 1 year

6.15%AER

Protection

FSCS£120,000

Monthly limit

£50

Max balance

£7,000

Access

Instant

Interest paid

Annually

How It Stacks Up

Ranks 10th of 56

Regular savers we track

Among the best
This account 6.15%
UK CPI (Aug 2026)
3.10%
Pays 3.05% more
Average regular saver
4.96%
Pays 1.19% more
Best regular saver
8.00%
Pays 1.85% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare regular savers

A Good Fit For

  • Pro: New and existing savers
  • Pro: Savers who want instant access
  • Pro: People who can save a set amount each month

Worth Weighing Up

  • Con: The rate is variable, so it can go down
  • Con: You can only pay in up to £50 a month

Good to Know

Ages 16–25 who live, work or study in Bath (BA1/BA2), or have been a Bath Building Society savings or mortgage customer for 12+ months. UK residents, sole name only, one per customer. Must be funded within 30 days of opening. Becomes an Instant Access account at 26 or once the balance reaches £7,000.

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Estimated returns with Bath Building Society's Regular Saver

What you could earn with Bath Building Society's 16-25 Regular Saver.

Estimated interest

£50 a month

£19.99

At 6.15% AER

Estimated over one year, if the rate stays the same and interest is left in. Assumes you pay in that amount every month for the full term.

Our Expert Opinion on Bath Building Society 16-25 Regular Saver

Jan WatermannCo-Founder, DepositScout

This account is aimed squarely at savers aged 16 to 25 who can commit to putting away £10 to £50 each month, and the 6.15% variable rate sits above the regular saver market average, though it is 1.85% behind the category leader at 8.00%. At 3.1% CPI inflation for Aug 2026, the rate beats inflation by 3.05%, which is a decent real return for a young saver. The real catch is the withdrawal restriction: you get just two withdrawals per calendar year before the account converts to an instant access account, so treat this as money you can largely leave alone.

Compare Regular Savers

2 alternatives to Bath Building Society's 16-25 Regular Saver

Same type of account, closest on rate.

Common questions about the 16-25 Regular Saver

D

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