What interest rate does the Barclays Premier Triple Access 1-Year Flexible Bond pay?

The Barclays Premier Triple Access 1-Year Flexible Bond pays 4.55% AER, fixed for one year.

How much interest could I earn?

Saving £10,000 for 1 year would earn about £455 at 4.55% AER. This assumes the rate stays the same and interest stays in the account.

How much can I pay in?

You can deposit at least £1 and up to £1,000,000.

Can I withdraw my money?

No. Your money is locked in until the fixed term ends, so only put in what you won't need before then.

When is interest paid?

You can choose to have interest paid monthly or at the end of the term.

Who can open this account?

New and existing Barclays customers can open it. You can open it online, in branch, in the app or by phone.

Is my money protected?

Yes. Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per person, per banking licence.

How does it compare with other one-year fixed rate bonds?

At 4.55% AER it ranks 27th of 69 one-year fixed rate bonds we track. The best pays 5.12% and the average is 4.47%.

Dashboard

Fixed Rate

Barclays Premier Triple Access 1-Year Flexible Bond Review

A one-year fixed rate bond from Barclays. It ranks 27th of 69 one-year fixed rate bonds we track.

Rate checked Oct 2026Got this account? Leave a review

Fixed rate · 1 year

4.55%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

£1,000,000

Access

At maturity only

Interest paid

Monthly/On maturity

Barclays is also paying £300 to switch your current account.

See the switch offer

How It Stacks Up

Ranks 27th of 69

1-year fixed bonds we track

Just above average

This account 4.55%

UK CPI (Aug 2026): 3.10%; Pays 1.45% more
Average 1-year fixed: 4.47%; Pays 0.08% more
Best 1-year fixed: 5.12%; Pays 0.57% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare fixed bonds

A Good Fit For

Pro: New and existing savers
Pro: Savers who want a monthly income

Worth Weighing Up

Con: Your money is locked in for 1 year

Good to Know

Barclays Premier customers only

Please verify all details with the provider – see our Disclaimer

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Estimated returns with Barclays' Fixed Rate

What you could earn with Barclays's Premier Triple Access 1-Year Flexible Bond.

Estimated interest

£1,000 saved

£45.50

At 4.55% AER

£5,000 saved

£228

At 4.55% AER

£10,000 saved

£455

At 4.55% AER

£1,000,000 saved

£45,500

At 4.55% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Barclays Premier Triple Access 1-Year Flexible Bond

Jonny PeaseCo-Founder, DepositScout

The Barclays Premier Triple Access 1-Year Flexible Bond pays 4.55%, which beats CPI inflation of 3.1% by 1.45%, but sits below the market average for fixed-rate accounts and 0.80% behind the category leader at 5.35%. The name is a little misleading: you can make up to three withdrawals, but each is capped at 10% of your initial investment, so the bulk of your money is effectively locked for the year. This suits existing Barclays Premier customers who value the brand and want a small safety valve, but I would still check OakNorth Bank's 12-month fix at 4.96% before committing.

Compare Fixed Rate Bonds