For your October savings rate update we cover the best savings accounts in the UK — and this month fixed rates have jumped more than they have all year. Five-year bonds now pay 5.35%, every fixed Cash ISA from two years up is above 5%, and the Bank of England is split on a hike. We also break down Starling's new 5% Easy Saver and why it's one to be careful with, the collapse of the 8% regular saver club (down from four accounts to one), Chase's new 6.5% regular saver and the latest switch offers.