Starling Bank Personal Current Account
Current account
£105
switching bonus
Penny's take
Decent reward for new Starling converts who want a fee-free account. The £105 SURI toothbrush package is a solid incentive for a no-fee account, and the switch process is straightforward — just complete a full CACS switch within 30 days. Starling's fee-free foreign spending adds genuine ongoing value beyond the one-off reward.
The biggest catch is that this isn't cash — you receive a specific branded toothbrush voucher, non-transferable and non-exchangeable, so its value depends entirely on whether you'd actually want that product.
Requirements at a glance
Deposit requirement
Monthly fee
Online Banking
How to qualify
Requirements
- •Open a new Starling Personal Current Account between 10 August and 11 October 2026.
- •Request and complete a full Current Account Switch Service (CASS) switch from another bank within 30 days of opening the Starling account.
- •Keep the Starling account open and unrestricted until the voucher code is sent.
Things to check
- This is a non-cash reward and the voucher cannot be transferred or exchanged.
- New Starling personal current-account customers only; UK residents aged 18 or over.
- One voucher per customer, subject to SURI product availability.
Account Benefits
No monthly fee
Starling's Personal Current Account has no monthly account charge.
SURI package worth £105
Eligible switchers receive a voucher for a SURI Pro 2.0 toothbrush and UV clean-and-charge case.
No Starling card fees abroad
Starling does not add a fee for debit-card spending or cash withdrawals abroad; local ATM charges may apply.