Danske Choice
Switching bonus from Danske Bank
Bonus
£200
Penny's take
Decent free-account bonus for Northern Ireland residents. A fee-free account paying £200 is solid value, and the hoops — £1,000 deposited, two Direct Debits, and a full CASS switch within 60 days — are manageable for most switchers. The prize draw adds a small ongoing upside, though it's a lottery rather than a guarantee.
The biggest catch is geography: Danske Bank typically only accepts customers resident in Northern Ireland, making this irrelevant for the vast majority of UK savers. Previous Danske customers are also excluded, so the pool of eligible applicants is genuinely narrow.
Requirements at a glance
Deposit requirement
Direct Debits
Transactions
Monthly fee
Online Banking
How to qualify
Requirements
- •Open a new Danske Choice current account as a new Danske Bank personal current account customer.
- •Within 60 days of opening, complete a full switch using the Current Account Switch Service (CASS).
- •Within the same 60 days, pay in £1,000 — this can be in several payments, and any balance switched across from your old account counts.
- •Within the same 60 days, register for and start using Danske online banking, and set up 2 active Direct Debits.
Things to check
- Danske Bank is a Northern Ireland bank: new customers generally need to be resident in Northern Ireland to open an account.
- Not eligible if you held a Danske current account on 7 September 2026, even if you close it and open a new one.
- Not eligible if you have received a Danske Bank account opening offer before.
- A full CASS switch closes your old account.
- Offer can be withdrawn at any time; no end date published.
Account Benefits
No monthly fee
No monthly account fee.
Overdraft available
Overdraft available, subject to status.
Monthly prize draw
Entry into Danske's monthly £1,000 prize draw once registered and monthly criteria are met.