8 Partners
Last fetched at 18:30
OakNorth Bank
Challenger Bank
Up to
4.55–4.86% AER
Fixed
Early withdrawals lead to a penalty of 90 days of interest.
🔒 Protected up to £120,000 by the FSCS
Raisin UK
Digital Savings Platform
Rate
4.75% AER
Fixed
Rate shown reflects the highest interest rate currently available on Raisin’s UK platform, not a single Raisin account.
🔒 Protected up to £120,000 by the FSCS
Tembo
Digital Savings Platform
Up to
4.00–4.55% AER
Variable
The base interest rate is paid monthly, typically on the 8th working day of the following month
🔒 Protected up to £120,000 by the FSCS
Hargreaves Lansdown
Digital Savings Platform
Up to
4.52% AER
Variable
Hargreaves Lansdown offers a number of savings products through partner banks.
🔒 Protected up to £120,000 by the FSCS
XTB
Digital Savings Platform
Up to
4.00% AER
Variable
XTB offers a variable rate of 4% AER on Cash ISA balances. Interest is calculated daily and credited monthly.
🔒 Protected up to £120,000 by the FSCS
Trading 212
Digital Savings Platform
Up to
3.60% AER
Variable
Interest rate changes in line with the Bank of England's (BoE) base rate minus 0.15% (variable tracker rate). For example, your Cash ISA interest rate will be 4.10% AER when the BoE base rate is at 4.25%.
🔒 Protected up to £120,000 by the FSCS
IG
Investment Platform
No platform fee. Commission-free on all stocks and ETFs. 3.75% AER variable interest on uninvested GBP cash - to earn interest in a calendar month you must either hold an open position or have traded. Other fees may apply on international trades.
🔒 Investments protected up to £85,000 by the FSCS; uninvested cash up to £120,000
eToro
Investment Platform
No platform fee. Zero commission on stocks and ETFs for UK users. Currency conversion fees apply when trading assets denominated in a different currency - avoidable by using eToro's GBP local currency account. $5 withdrawal fee applies to USD accounts only - free for GBP account withdrawals. 0.5% Stamp Duty applies on UK-listed stock purchases (standard across all platforms).
🔒 Investments protected up to £85,000 by the FSCS; uninvested cash up to £120,000