Fixed Rate from Zopa
Protection
FSCS
Up to £120,000
Min balance
£1
Max balance
£250,000
Access
No access until maturity
Interest paid
Monthly
You can choose to have your interest paid out each month or let it compound over time.
Please verify all details with the provider – for more info read our Disclaimer
Want to know how much interest you will receive with Zopa's Fixed Term Pot (6 Months)?
Estimated interest
£1,000 saved
£22.74
At 4.6% AER
£5,000 saved
£114
At 4.6% AER
£10,000 saved
£227
At 4.6% AER
£250,000 saved
£5,685
At 4.6% AER
Estimated over the 6-month term, assuming the rate stays the same and interest stays in the account. Amounts outside this account's minimum or maximum balance are left out.
Zopa's six-month Fixed Term Pot at 4.60% is a decent pick for anyone who wants a short commitment and a competitive rate without needing a large opening balance, since you can start with as little as £1. I like that you get a 30-day window to top up after opening, with interest running from day one, which gives a bit of flexibility at the start. The real catch is the usual one for fixed-rate accounts: no access until maturity, so only put in money you genuinely will not need for six months. If Zopa's rate has moved by the time you read this, Atom Bank's 6 Month Fixed Saver at 4.55% is worth a look as a close alternative.
Similar accounts from the same category, closest on rate.
DepositScout Alerts
2 minutes ago
A top provider just cut their rate. Here's what you need to know about the latest market shift.
Join 1,000+ savers using DepositScout who get instant email alerts when top UK savings rates change. Never miss out on a better deal again.
