Miles
1.5%, 18,000 Virgin Points on first spend within 90 days
Spending abroad
2.99%fee, Mastercard exchange rate
Annual fee
£160, Billed yearly
Lounge access
Not included
Miles
How It Stacks Up
Joint 6th of 58
Reward cards we track
- Average earn rate
- 0.74%
- 0.76% better
- Best earn rate
- 3.00%
- 1.50% worse
From cards listed on DepositScout.
Holding this card costs £160 a year.
Earning the 1.5%
To qualify
- Flying Club membership required.
Using this card abroad
Joint 74th of 104
For the fee to spend abroad
- Average fee abroad
- 1.11%
- 1.88% worse
- Best fee abroad
- 0%
- 2.99% worse
From cards listed on DepositScout.
What £100 buys
Working out the rate…
Good to Know
- Spending abroad
0% foreign fee on EUR/SEK/RON spend in the EEA. Converts at the Mastercard exchange rate. No fee on spending in euros.
- Offers and rewards
18,000 Virgin Points on first spend within 90 days. Companion/upgrade voucher after £10,000/year spend. Virgin Points are worth roughly 1p each as a cash equivalent. Paid version of the free Virgin Atlantic Reward card. 2.99% elsewhere.
- Cover and perks
- 0% BT 6 months (3% fee)
- Borrowing
Representative APR 69.7% including the £160 fee.
- Protection
Section 75 covers purchases of £100–£30,000.
- Also worth knowing
No fee on eurozone (EUR) transactions.
