Cash ISACompare 1 Year Fixed Rate Cash ISAs

Vernon Building Society Fixed-Rate ISA until 31 Oct 2027 Review

A one-year cash ISA from Vernon Building Society, with a £5,000 minimum deposit. It ranks 50th of 60 one-year cash ISAs we track.

Fixed rate · 1 year

4.10%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£5,000

Max balance

£250,000

Access

Not permitted

Interest paid

Annually

Transfers in

Accepted

How It Stacks Up

Ranks 50th of 60

1-year cash ISAs we track

Below average
This account 4.10%
UK CPI (Aug 2026)
3.10%
Pays 1.00% more
Average 1-year cash ISA
4.43%
Pays 0.33% less
Best 1-year cash ISA
4.97%
Pays 0.87% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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Pros and cons

  • Pro: New and existing savers
  • Con: You need at least £5,000 to open it

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Estimated returns with Vernon Building Society's Cash ISA

What you could earn with Vernon Building Society's Fixed-Rate ISA.

Estimated interest

£5,000 saved

£205

At 4.1% AER

£10,000 saved

£410

At 4.1% AER

£50,000 saved

£2,050

At 4.1% AER

£250,000 saved

£10,250

At 4.1% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Vernon Building Society Fixed-Rate ISA

Jan WatermannCo-Founder, DepositScout

Vernon's Fixed-Rate ISA pays 4.10% until 31 October 2027, which does beat August 2026 CPI of 3.1% by 1.00%, but it sits below the cash ISA market average and 1.15% behind the category leader at 5.25%. You need at least £5,000 to open it, and access is not permitted for the term, so your money is locked until maturity. If you want a fixed ISA with a better rate, Tembo's Fixed Rate Cash ISA at 4.55% or Hinckley & Rugby at 4.41% are worth a look first.

Compare Cash ISAs

2 alternatives to Vernon Building Society's Fixed-Rate ISA

Same type of account, closest on rate.

Common questions about the Fixed-Rate ISA

D

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