Protection
FSCS£120,000
Min balance
£5,000
Max balance
£150,000
Access
Instant
Interest paid
Annually
How It Stacks Up
Ranks 53rd of 167
Easy access accounts we track
This account 3.75%
- UK CPI (Aug 2026)
- 3.10%
- Pays 0.65% more
- Average easy access
- 2.86%
- Pays 0.89% more
- Best easy access
- 5.00%
- Pays 1.25% less
Inflation: ONS. Averages and best rates: accounts on DepositScout.
A better-paying alternative
Tembo
HomeSaver
4.55%
AER
- Pays 0.80% more than this United Trust Bank account
- Instant access, open with £10
We may earn a commission if you open this account.
A Good Fit For
- Pro: Savers who want instant access
Worth Weighing Up
- Con: The rate is variable, so it can go down
- Con: You need at least £5,000 to open it
Good to Know
A Nominated Bank Account must be provided when applying. It must be a transactional UK bank account in your name. Fund within 14 days of applying or the account will be closed. Joint accounts allowed (up to two people).
Please verify all details with the provider – see our Disclaimer
See all United Trust Bank accounts
