Notice Account

United Trust Bank 100 Day Notice Review

One of the best-paying notice accounts, from United Trust Bank, needing 100 days' notice, with a £5,000 minimum deposit. It ranks 10th of 98 notice accounts we track.

Variable rate · 100 days' notice

4.24%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£5,000

Max balance

£1,000,000

Access

100 Days

Interest paid

Annually

How It Stacks Up

Ranks 10th of 98

Notice accounts we track

Among the best
This account 4.24%
UK CPI (Aug 2026)
3.10%
Pays 1.14% more
Average notice account
3.48%
Pays 0.76% more
Best notice account
4.40%
Pays 0.16% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare notice accounts

Worth Weighing Up

  • Con: You need to give 100 days' notice to withdraw
  • Con: The rate is variable, so it can go down
  • Con: You need at least £5,000 to open it

Good to Know

A Nominated Bank Account must be provided when applying. It must be a transactional UK bank account in your name. Fund within 14 days of applying or the account will be closed. Joint accounts allowed (up to two people).

Please verify all details with the provider – see our Disclaimer

See all United Trust Bank accounts

Estimated returns with United Trust Bank's Notice Account

What you could earn with United Trust Bank's 100 Day Notice.

Estimated interest

£5,000 saved

£212

At 4.24% AER

£10,000 saved

£424

At 4.24% AER

£50,000 saved

£2,120

At 4.24% AER

£1,000,000 saved

£42,400

At 4.24% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on United Trust Bank 100 Day Notice

Jan WatermannCo-Founder, DepositScout

United Trust Bank's 100 Day Notice account pays 4.24%, which sits above the notice account market average but 0.16% behind the category leader at 4.40%. The rate does beat CPI inflation of 3.1% by 1.14 percentage points, so your money is growing in real terms. The minimum deposit of £5,000 means this is better suited to savers with a reasonable lump sum to put to work rather than those building from scratch. Worth noting that Kent Reliance's 60 Day Notice account pays a near-identical 4.25% with a shorter notice period if flexibility matters to you.

Compare Notice Accounts

2 alternatives to United Trust Bank's 100 Day Notice

Same type of account, closest on rate.

Common questions about the 100 Day Notice

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