Tembo HomeSaver Review4.55% AER (Sep 2026)

Easy Access from Tembo

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Protection

FSCS

Up to £120,000

Min balance

£10

Max balance

£20,000

Access

Instant

Interest paid

Monthly

The Rate You'll Get

Learn more about Tembo

First 12 months

Boosted

4.55%

AER

Includes a 1.55% boost for 12 months

Standard rate (after 12 months)

3.00%

AER

Rate Tiers

Tembo mortgageIncludes 1.0% bonus unlocked by completing a mortgage through Tembo5.55%

StandardNo mortgage needed4.55%

Who Is This For

Those wanting easy access
Savers happy with a £20,000 cap

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Calculate your tax liability for this accountSee what you might pay on the interest from Tembo's HomeSaver.

Estimated returns with Tembo's Easy Access

Want to know how much interest you will receive with Tembo's HomeSaver?

Estimated interest

£1,000 saved

£45.50

At 4.55% AER

£5,000 saved

£228

At 4.55% AER

£10,000 saved

£455

At 4.55% AER

£20,000 saved

£910

At 4.55% AER

Estimated over one year, assuming the rate stays the same and interest stays in the account. Amounts outside this account's minimum or maximum balance are left out.

Our Expert Opinion on Tembo HomeSaver

Tembo is a mortgage broker, which is why I recommend being slightly careful when opening a savings account with them. Their primary objective is to sell mortgages and savings accounts with attractive rates are a great way into the funnel. That being said, Tembo's HomeSaver is a very competitive savings account with an attractive interest rate. If you want to withdraw your savings more than once, chose a different provider.
Jan Watermann (Co-Founder)DepositScout