Easy Access

Teachers Building Society Double Access Savings for Everyone Review

A competitive easy access account from Teachers Building Society. It ranks 76th of 194 easy access accounts we track.

Variable rate

3.50%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£100

Max balance

£100,000

Access

Limited withdrawals

Interest paid

Yearly

Rate Tiers

Up to 2 withdrawals/year

3.50%AER

Standard rate while within 2-withdrawal limit

3+ withdrawals in a year

1.25%AER

Rate drops to Extra Ordinary Account rate for remainder of calendar year

How It Stacks Up

Ranks 76th of 194

Easy access accounts we track

Above average
This account 3.50%
UK CPI (Aug 2026)
3.10%
Pays 0.40% more
Average easy access
2.86%
Pays 0.64% more
Best easy access
5.50%
Pays 2.00% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

A better-paying alternative

Tembo bank logo

Tembo

HomeSaver

4.55%

AER

  • Pays 1.05% more than this Teachers Building Society account
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Pros and cons

  • Pro: New and existing savers
  • Con: The rate is variable, so it can go down

Good to Know

Up to 2 penalty-free withdrawals permitted per calendar year.

Please verify all details with the provider – see our Disclaimer

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Estimated returns with Teachers Building Society's Easy Access

What you could earn with Teachers Building Society's Double Access Savings for Everyone.

Estimated interest

£1,000 saved

£35.00

At 3.5% AER

£5,000 saved

£175

At 3.5% AER

£10,000 saved

£350

At 3.5% AER

£100,000 saved

£3,500

At 3.5% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Teachers Building Society Double Access Savings for Everyone

Jan WatermannCo-Founder, DepositScout

Teachers Building Society's Double Access Savings for Everyone pays 3.50%, which sits 1.50% below the easy access market leader at 5.00%, so this is a below-average rate in its category. The real catch is in the name: you are limited to two withdrawals per calendar year, and if you make a third, the rate collapses to 1.25% for the rest of that year. It just about beats August 2026 CPI of 3.1% by 0.40%, and it accepts balances from £100 up to £100,000, so it suits cautious savers who are confident they can leave the money largely untouched.

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2 alternatives to Teachers Building Society's Double Access Savings for Everyone

Same type of account, closest on rate.

Common questions about the Double Access Savings for Everyone

D

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