Protection
FSCS£120,000
Min balance
£1
Max balance
£9,000
Access
Locked until 18
Interest paid
Annually
Transfers in
Accepted
How It Stacks Up
Ranks 2nd of 30
Junior ISAs we track
This account 4.00%
- UK CPI (Aug 2026)
- 3.10%
- Pays 0.90% more
- Average Junior ISA
- 3.29%
- Pays 0.71% more
- Best Junior ISA
- 4.15%
- Pays 0.15% less
Inflation: ONS. Averages and best rates: accounts on DepositScout.
Pros and cons
- Pro: New and existing savers
- Con: The money is locked in until the child turns 18
Good to Know
For UK-resident children under 18 without a Child Trust Fund (or born on or after 3 January 2011); applicant must have parental responsibility or be the child aged 16+. New applicants: the child must live in Wales; existing members anywhere in the UK can also apply. At 18 it moves into an adult Swansea ISA unless they choose otherwise.
Please verify all details with the provider – see our Disclaimer
See all Swansea Building Society accounts
