Junior ISA from Stafford Building Society
Protection
FSCS
Up to £120,000
Min balance
£1,000
Max balance
£9,000
Access
Locked until 18
Interest paid
Annually
Transfers in
Accepted
Post or branch only - cannot be opened or managed online. Higher minimum deposit of £1000 than most competitors.
Please verify all details with the provider – for more info read our Disclaimer
Want to know how much interest you will receive with Stafford Building Society's Junior Cash ISA?
Estimated interest
£1,000 saved
£37.60
At 3.76% AER
£5,000 saved
£188
At 3.76% AER
£9,000 saved
£338
At 3.76% AER
Estimated over one year, assuming the rate stays the same and interest stays in the account. Amounts outside this account's minimum or maximum balance are left out.
Stafford Building Society's Junior Cash ISA pays 3.76% AER, making it a reasonable home for a child's tax-free savings if you can meet the £1,000 minimum deposit and stay within the £9,000 annual ISA allowance. It accepts transfers in from existing Junior ISAs, which is useful if you want to consolidate. The real catch is that the money is locked until the child turns 18, with no access except in cases of terminal illness or death, so this only works if you are genuinely comfortable with that long horizon. If the minimum is a stretch, Coventry Building Society's Junior Cash ISA offers 3.75% and may be worth a look.
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