Fixed Rate

Skipton Building Society 15 Month Fixed Rate Bond Review

A 15-month fixed rate bond from Skipton Building Society. It ranks 4th of 7 15-month fixed rate bonds we track.

Fixed rate · 15 months

4.55%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£500

Max balance

No limit

Access

At maturity only

Interest paid

Annually

How It Stacks Up

Ranks 4th of 7

15-month fixed bonds we track

Below average
This account 4.55%
UK CPI (Aug 2026)
3.10%
Pays 1.45% more
Average 15-month fixed
4.70%
Pays 0.15% less
Best 15-month fixed
5.10%
Pays 0.55% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare fixed bonds

Pros and cons

  • Pro: New and existing savers
  • Con: Your money is locked in for 15 months

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Estimated returns with Skipton Building Society's Fixed Rate

What you could earn with Skipton Building Society's 15 Month Fixed Rate Bond.

Estimated interest

£1,000 saved

£57.19

At 4.55% AER

£5,000 saved

£286

At 4.55% AER

£10,000 saved

£572

At 4.55% AER

£50,000 saved

£2,860

At 4.55% AER

Estimated over the 15-month term, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Skipton Building Society 15 Month Fixed Rate Bond

Jonny PeaseCo-Founder, DepositScout

Skipton's 15 Month Fixed Rate Bond pays 4.55%, which sits below the market average for fixed-rate accounts and 0.80% behind the current market leader at 5.35%, so it is hard to make a strong case for it on rate alone. At least it beats CPI inflation of 3.1% by 1.45 percentage points, meaning your money does grow in real terms. The minimum deposit is just £500, which makes it accessible, but the money is completely locked away until maturity with no access permitted. I would look at thisbank's 15-Month Fixed Term Deposit at 5.10% before committing here.

Compare Fixed Rate Bonds

2 alternatives to Skipton Building Society's 15 Month Fixed Rate Bond

Same type of account, closest on rate.

Common questions about the 15 Month Fixed Rate Bond

D

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4.20% AER
4.75%
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