What interest rate does the Sidekick Fixed Term Savings - 1 Year pay?

The Sidekick Fixed Term Savings - 1 Year pays 4.25% AER, fixed for one year.

How much interest could I earn?

Saving £10,000 for 1 year would earn about £425 at 4.25% AER. This assumes the rate stays the same and interest stays in the account.

How much can I pay in?

You can deposit at least £1 and up to £250,000.

Can I withdraw my money?

No. Your money is locked in until the fixed term ends, so only put in what you won't need before then.

When is interest paid?

Interest is paid at the end of the term.

Is my money protected?

Yes. Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per person, per banking licence.

How does it compare with other one-year fixed rate bonds?

At 4.25% AER it ranks 49th of 69 one-year fixed rate bonds we track. The best pays 5.12% and the average is 4.47%.

Dashboard

Fixed Rate

Sidekick Fixed Term Savings - 1 Year Review

A one-year fixed rate bond from Sidekick. It ranks 49th of 69 one-year fixed rate bonds we track.

Rate checked Oct 2026Got this account? Leave a review

Fixed rate · 1 year

4.25%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

£250,000

Access

At maturity only

Interest paid

On maturity

How It Stacks Up

Ranks 49th of 69

1-year fixed bonds we track

Below average

This account 4.25%

UK CPI (Aug 2026): 3.10%; Pays 1.15% more
Average 1-year fixed: 4.47%; Pays 0.22% less
Best 1-year fixed: 5.12%; Pays 0.87% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare fixed bonds

Worth Weighing Up

Con: Your money is locked in for 1 year

Good to Know

Pay the full amount into your Sidekick Wallet before moving it into the fixed account.

Please verify all details with the provider – see our Disclaimer

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Estimated returns with Sidekick's Fixed Rate

What you could earn with Sidekick's Fixed Term Savings - 1 Year.

Estimated interest

£1,000 saved

£42.50

At 4.25% AER

£5,000 saved

£212

At 4.25% AER

£10,000 saved

£425

At 4.25% AER

£250,000 saved

£10,625

At 4.25% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Sidekick Fixed Term Savings - 1 Year

Jonny PeaseCo-Founder, DepositScout

Sidekick's one-year fix pays 4.25%, which sits below the market average for fixed-rate savings and 1.10% behind the category leader at 5.35%, so it is hard to recommend over closer alternatives like OakNorth Bank's 12-month fix at 4.96% or Atom Bank's at 4.90%. It does beat August 2026 CPI of 3.1% by 1.15%, so your money grows in real terms. The main catch is no access until maturity, with interest paid back to your Sidekick Wallet at the end of the term.

Compare Fixed Rate Bonds