Children's Savings

Saffron Building Society Ladybird Easy Access Review

A children's savings account from Saffron Building Society. It ranks 32nd of 73 children's savings accounts we track.

Headline rate

3.00%AER

Account type
Easy access
Rate checked Oct 2026Got this account? Leave a review

Min balance

£1

Max balance

No limit

Access

Instant

Interest paid

Yearly

How It Stacks Up

Ranks 32nd of 73

Children's savings accounts we track

Just above average
This account 3.00%
UK CPI (Aug 2026)
3.10%
Pays 0.10% less
Average children's savings
2.92%
Pays 0.08% more
Best children's savings
5.50%
Pays 2.50% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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A Good Fit For

  • Pro: Savers who want instant access

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Estimated returns with Saffron Building Society's Children's Savings

What you could earn with Saffron Building Society's Ladybird Easy Access.

Estimated interest

£1,000 saved

£30.00

At 3% AER

£5,000 saved

£150

At 3% AER

£10,000 saved

£300

At 3% AER

£50,000 saved

£1,500

At 3% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Saffron Building Society Ladybird Easy Access

Jonny PeaseCo-Founder, DepositScout

The Ladybird Easy Access is a straightforward children's easy access account from Saffron Building Society, paying 3.00% with instant access and no minimum balance worth worrying about, so it suits parents or grandparents starting a child off with even a small amount. At 3.00% it sits 0.10% below CPI inflation of 3.1% as of Aug 2026, so the real value of savings will edge backwards. I would also note that Beverley Building Society, Vernon Building Society, and Marsden Building Society all offer children's accounts at the same 3.00% rate, so it is worth comparing branch or online access before committing.

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2 alternatives to Saffron Building Society's Ladybird Easy Access

Same type of account, closest on rate.

Common questions about the Ladybird Easy Access

D

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Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
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