What interest rate does the Raisin UK Notice Account pay?

The Raisin UK Notice Account pays 4.30% AER.

How much interest could I earn?

Saving £10,000 for 1 year would earn about £430 at 4.30% AER. This assumes the rate stays the same and interest stays in the account.

How much can I pay in?

You can deposit at least £1,000 and up to £120,000.

When is interest paid?

Interest is paid at the end of the term.

Who can open this account?

New and existing Raisin UK customers can open it. You can open it online or in the app.

Is my money protected?

Yes. Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per person, per banking licence.

How does it compare with other notice accounts?

At 4.30% AER it ranks 4th of 95 notice accounts we track. The best pays 4.40% and the average is 3.46%.

Dashboard

Notice Account

Raisin UK Notice Account Review

One of the best-paying notice accounts, from Raisin UK, needing 95 days' notice, with a £1,000 minimum deposit. It ranks 4th of 95 notice accounts we track.

Rate checked Oct 2026Got this account? Leave a review

95 days' notice

4.30%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1,000

Max balance

£120,000

Notice

95 Days

Interest paid

On maturity

How It Stacks Up

Ranks 4th of 95

Notice accounts we track

Among the best

This account 4.30%

UK CPI (Aug 2026): 3.10%; Pays 1.20% more
Average notice account: 3.46%; Pays 0.84% more
Best notice account: 4.40%; Pays 0.10% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare notice accounts

A Good Fit For

Pro: New and existing savers

Worth Weighing Up

Con: You need to give 95 days' notice to withdraw
Con: You need at least £1,000 to open it

Please verify all details with the provider – see our Disclaimer

See all Raisin UK accounts

Estimated returns with Raisin UK's Notice Account

What you could earn with Raisin UK's Notice Account.

Estimated interest

£1,000 saved

£43.00

At 4.3% AER

£5,000 saved

£215

At 4.3% AER

£10,000 saved

£430

At 4.3% AER

£120,000 saved

£5,160

At 4.3% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Work out the tax on your interestSee how much of this interest could be taxed.

Our Expert Opinion on Raisin UK Notice Account

Jan WatermannCo-Founder, DepositScout

Raisin UK is a marketplace, so this 4.30% notice account is a route into a partner bank's product rather than a direct Raisin savings account. The rate sits above the notice account market average, though it is 0.10% behind the category leader at 4.40%, and it beats August 2026 CPI of 3.1% by 1.20%. The real catch is the 95-day notice period, so this suits savers who can plan withdrawals well ahead and have between £1,000 and £120,000 to deposit.

Compare Notice Accounts

2 alternatives to Raisin UK's Notice Account3 alternatives to Raisin UK's Notice Account

Same type of account, closest on rate.

Common questions about the Notice Account

DepositScout Alerts

2 minutes ago

Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down

4.20% AER

4.75%

View Best Rates

Live Market Tracking

Be the first to know when this Raisin UK rate drops.

Join 1,000+ savers using DepositScout who get instant email alerts when top UK savings rates change. Never miss out on a better deal again.