Progressive Building Society 3 Year Fixed Rate ISA Bond Review

A three-year cash ISA from Progressive Building Society. It ranks 32nd of 33 three-year cash ISAs we track.

Fixed rate · 3 years

3.80%AER

Protection

FSCS£120,000

Min balance

£1

Max balance

£20,000

Access

No withdrawals without closure

Interest paid

Yearly

Transfers in

Accepted

How It Stacks Up

Ranks 32nd of 33

3-year cash ISAs we track

Well below average
This account 3.80%
UK CPI (Aug 2026)
3.10%
Pays 0.70% more
Average 3-year cash ISA
4.68%
Pays 0.88% less
Best 3-year cash ISA
5.13%
Pays 1.33% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare cash ISAs

Pros and cons

  • Pro: New and existing savers
  • Con: Not flexible: money you withdraw can't be replaced without using more allowance

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Estimated returns with Progressive Building Society's Cash ISA

What you could earn with Progressive Building Society's 3 Year Fixed Rate ISA Bond.

Estimated interest

£1,000 saved

£118

At 3.8% AER

£5,000 saved

£592

At 3.8% AER

£10,000 saved

£1,184

At 3.8% AER

£20,000 saved

£2,368

At 3.8% AER

Estimated over the 36-month term, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Progressive Building Society 3 Year Fixed Rate ISA Bond

Jan WatermannCo-Founder, DepositScout

Progressive Building Society's 3 Year Fixed Rate ISA Bond pays 3.80%, which sits below the Cash ISA market average and 1.45% behind the category leader at 5.25%. The £20,000 cap is simply the annual ISA allowance, so it is not a meaningful restriction. The real catch is that no withdrawals are permitted without closing the account, so your money is fully locked for three years. If you want a three-year ISA fix, Hampshire Trust Bank's 3 Year Online ISA Fixed Saver at 4.83% is worth a look instead.

Compare Cash ISAs

2 alternatives to Progressive Building Society's 3 Year Fixed Rate ISA Bond

Same type of account, closest on rate.

Common questions about the 3 Year Fixed Rate ISA Bond

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