Junior ISA

Nottingham Building Society Junior ISA Review

One of the best-paying Junior ISAs, from Nottingham Building Society. It ranks 5th of 23 Junior ISAs we track.

Variable rate

3.75%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

£9,000

Access

Locked until 18

Interest paid

Annually

Transfers in

Accepted

How It Stacks Up

Ranks 5th of 23

Junior ISAs we track

Among the best
This account 3.75%
UK CPI (Aug 2026)
3.10%
Pays 0.65% more
Average Junior ISA
3.22%
Pays 0.53% more
Best Junior ISA
3.85%
Pays 0.10% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare Junior ISAs

Worth Weighing Up

  • Con: The money is locked in until the child turns 18

Good to Know

Branch only - cannot be opened or managed online or by post.

Please verify all details with the provider – see our Disclaimer

See all Nottingham Building Society accounts

Estimated returns with Nottingham Building Society's Junior ISA

What you could earn with Nottingham Building Society's Junior ISA.

Estimated interest

£1,000 saved

£37.50

At 3.75% AER

£5,000 saved

£188

At 3.75% AER

£9,000 saved

£338

At 3.75% AER

Estimated over one year, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Nottingham Building Society Junior ISA

Jan WatermannCo-Founder, DepositScout

This Junior ISA from Nottingham Building Society suits parents or guardians looking to build a tax-free pot for a child over the long term. At 3.75%, it sits above the Junior ISA market average and beats August 2026 CPI of 3.1% by 0.65%, though it is 0.10% behind the current market leader at 3.85%. The annual allowance caps deposits at £9,000 per tax year, and the real catch is that the money is completely locked away until the child turns 18, with no access except in cases of terminal illness or death.

Compare Junior ISAs

2 alternatives to Nottingham Building Society's Junior ISA

Same type of account, closest on rate.

Common questions about the Junior ISA

D

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