Cash ISA

Nottingham Building Society 3 Year Fixed Rate ISA Review

A competitive three-year cash ISA from Nottingham Building Society. It ranks 12th of 28 three-year cash ISAs we track.

Fixed rate · 34 months

4.75%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

£750,000

Access

At maturity only

Interest paid

Annually

Transfers in

Accepted

How It Stacks Up

Ranks 12th of 28

3-year cash ISAs we track

Above average
This account 4.75%
UK CPI (Aug 2026)
3.10%
Pays 1.65% more
Average 3-year cash ISA
4.61%
Pays 0.14% more
Best 3-year cash ISA
5.11%
Pays 0.36% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

Compare cash ISAs

A Good Fit For

  • Pro: New and existing savers

Please verify all details with the provider – see our Disclaimer

See all Nottingham Building Society accounts

Estimated returns with Nottingham Building Society's Cash ISA

What you could earn with Nottingham Building Society's 3 Year Fixed Rate ISA.

Estimated interest

£1,000 saved

£141

At 4.75% AER

£5,000 saved

£703

At 4.75% AER

£10,000 saved

£1,405

At 4.75% AER

£750,000 saved

£105,390

At 4.75% AER

Estimated over the 34-month term, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Nottingham Building Society 3 Year Fixed Rate ISA

Jonny PeaseCo-Founder, DepositScout

Nottingham Building Society's 3 Year Fixed Rate ISA pays 4.75%, which sits above the cash ISA market average but 0.37% behind the category leader at 5.12%. At 1.65% above CPI inflation of 3.1%, the real return is decent for savers who want their ISA money working over the medium term. The key catch is that no withdrawals are permitted until maturity in August 2029, so this suits money you genuinely will not need for three years. If you want flexibility sooner, NatWest's one or two year fixed ISAs also pay 4.75%.

Compare Cash ISAs

2 alternatives to Nottingham Building Society's 3 Year Fixed Rate ISA

Same type of account, closest on rate.

Common questions about the 3 Year Fixed Rate ISA

D

DepositScout Alerts

2 minutes ago

Easy Access rate just dropped

A top provider just cut their rate. Here's what you need to know about the latest market shift.

Nationwide FlexSaver Rate Down
4.20% AER
4.75%
View Best Rates
Live Market Tracking

Be the first to know when this Nottingham Building Society rate drops.

Join 1,000+ savers using DepositScout who get instant email alerts when top UK savings rates change. Never miss out on a better deal again.

Takes 30 seconds · No spam · Unsubscribe any time