Cash ISA

Nottingham Building Society 2 Year Fixed Rate ISA Review

A competitive two-year cash ISA from Nottingham Building Society. It ranks 17th of 44 two-year cash ISAs we track.

Fixed rate · 22 months

4.70%AER

Rate checked Oct 2026Got this account? Leave a review

Protection

FSCS£120,000

Min balance

£1

Max balance

£750,000

Access

At maturity only

Interest paid

Annually

Transfers in

Accepted

How It Stacks Up

Ranks 17th of 44

2-year cash ISAs we track

Above average
This account 4.70%
UK CPI (Aug 2026)
3.10%
Pays 1.60% more
Average 2-year cash ISA
4.50%
Pays 0.20% more
Best 2-year cash ISA
5.05%
Pays 0.35% less

Inflation: ONS. Averages and best rates: accounts on DepositScout.

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A Good Fit For

  • Pro: New and existing savers

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Estimated returns with Nottingham Building Society's Cash ISA

What you could earn with Nottingham Building Society's 2 Year Fixed Rate ISA.

Estimated interest

£1,000 saved

£87.85

At 4.7% AER

£5,000 saved

£439

At 4.7% AER

£10,000 saved

£878

At 4.7% AER

£750,000 saved

£65,887

At 4.7% AER

Estimated over the 22-month term, if the rate stays the same and interest is left in. Amounts outside the account's minimum or maximum aren't shown.

Our Expert Opinion on Nottingham Building Society 2 Year Fixed Rate ISA

Jan WatermannCo-Founder, DepositScout

Nottingham Building Society's 2 Year Fixed Rate ISA pays 4.70%, which sits near the market average for Cash ISAs but is 0.42% behind the current category leader at 5.12%. It does beat inflation by 1.60% against August 2026 CPI of 3.1%, so your money is growing in real terms. The main catch is that no withdrawals are permitted until maturity in August 2028, so this suits savers who are confident they can lock money away for the full term. If you want slightly more flexibility on rate, NatWest's 2 Year Fixed Rate ISA offers 4.75%.

Compare Cash ISAs

2 alternatives to Nottingham Building Society's 2 Year Fixed Rate ISA

Same type of account, closest on rate.

Common questions about the 2 Year Fixed Rate ISA

D

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